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    Terms and Conditions

    Last Updated: May 25, 2026

    1. Acceptance of Terms

    By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement.

    2. SMS/A2P Terms and Conditions

    American Health Coverage uses SMS messaging to communicate with clients who have voluntarily provided their phone numbers through web forms, quote requests, appointment scheduling, or direct contact.

    SMS messages are used strictly for insurance-related services including appointment reminders, quote follow-ups, policy updates, customer support, and account notifications.

    All SMS communications are consent-based, service-related, and not used for unsolicited marketing. Users may opt out at any time by replying STOP. Message frequency varies based on user interaction. Standard message and data rates may apply.

    Carrier Liability Disclaimer: Carriers are not liable for delayed or undelivered messages.

    Age Restriction: You must be 18 years of age or older to use this SMS service.

    3. SMS Consent and Opt-In

    By providing your phone number and checking the consent box on our website forms, you agree to receive text messages from American Health Coverage. Consent is not a condition of purchase.

    Sample Messages:

    • Marketing: "Hi John, this is American Health Coverage. We can help you compare affordable health insurance plans. Reply YES to schedule your free consultation. Reply STOP to opt out."
    • Transactional: "Hi John, your health insurance quote request has been received. Our licensed agent will contact you shortly. Reply STOP to opt out."

    4. Description of Service

    American Health Coverage provides users with information regarding health insurance options and acts as an independent broker to help connect individuals with appropriate insurance plans.

    5. User Conduct

    You agree to use our site only for lawful purposes. You agree not to take any action that might compromise the security of the site, render the site inaccessible to others or otherwise cause damage to the site or its content.

    6. Disclaimer of Warranties

    The information provided on this website is for general informational purposes only. While we strive to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

    7. Limitation of Liability

    In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

    8. Contact Us

    If there are any questions regarding these terms, you may contact us using the information below: